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What to Bring to Your Loan Application

The Application Process Should be Easy
We know the home buying process can be hectic so we are committed to making the application process as simple as possible. Please bring the below items to your application in order to speed up the pre-approval process.
 

 
 

PAY STUBS -1 FULL MONTH FOR EACH APPLICANT

TAX INFORMATION

    Salaried & Hourly Employees
  • W2’s for the past 2 years
    Commissioned, Bonus or 1099 Income
  • Complete Federal tax returns for the past 2 years (Including W2’s, 1099’s and all schedules)
    Self-Employed
  • The above plus corporate or partnership returns including K-1’s for the past 2 years and a year-to-date profit and loss statement.

ASSETS

    Statements
  • Most recent statement for all accounts (ALL PAGES). If you do not have these, you will need to contact your bank(s) and ask for a printout with a signature, title and date from the person completing the printouts for you.
  • If you receive quarterly statements, please provide the most recent. If there are any large (other than payroll) deposits on any of your statements, please bring documentation on the source of funds for the deposits.

CREDITORS

  • Each creditor's name, address, and type of account
  • Account numbers
  • Monthly payments and approximate balances
  • Amount of child care expenses

BANKING

  • Names and addresses of saving institutions
  • Account numbers for all accounts
  • Type of accounts and present balances

MISCELLANEOUS

  • List of assets in stocks, bonds, land
  • Life insurance cash value (documented if used as cash down payment)
  • If applicant is selling a home, a copy of sales contracts
  • Social Security numbers for all parties
  • Veterans — Certificate of Eligibility & DD-214
  • Cash or check to pay for application fee
 
         
   
         
 

 

All the goods that you need to complete your home loan application.